We are a licensed, independent insurance agency offering personal, commercial, farm, health and life insurance coverage. Our role is to advise you, place your business with suitable insurers and service the policy for its duration.
To be able to engage into a contract legally, you must be at least eighteen years old. All information you supply must be accurate and complete.
Submitting a quote request or application does not create or alter your insurance coverage. Coverage begins only after a licensed advisor confirms acceptance in writing and an effective date appears on the policy.
We represent multiple insurance companies. Your policy will be issued by the carrier named on the declarations page, and that carrier is solely responsible for paying covered claims.
Written requests are required for reinstatements, cancellations, and endorsements. Changes only take effect once we or the carrier confirm them.
Links or referrals to adjusters, contractors, medical providers, or financial sites are provided for convenience. We are not responsible for their content, conduct, or any charges incurred.
Personal information is collected and shared only as needed to quote, issue, or service insurance, or as required by law. See our separate privacy policy for complete details.
All text, graphics, and logos on this site are the property of the agency or its licensors. You may download or print content for personal use only.
The information is given "as is" for general use. Neither expressly nor implicitly do we guarantee the accuracy, timeliness, or utility of this material for any purpose.
The agency disclaims any liability for indirect or consequential damages resulting from the use of our services or the website, to the extent permitted by law. The maximum amount of our direct obligation is the commission we received from the applicable policy.
By violating these conditions or abusing the website, you agree to indemnify and hold us blameless from all claims, damages, or costs.
We comply with all federal, state, and local laws that prohibit discrimination in the insurance industry.
Disputes will first be submitted to mediation. If unresolved, they will be decided by the state or federal courts located in Randolph County, Indiana and governed by Indiana law. Each party is responsible for its legal fees, unless the court rules otherwise.
We reserve the right to amend these terms at any time. Updates apply once they are posted. Acceptance is indicated by continued use of our services following an upgrade.
Do not hesitate to contact us if you have any queries about our terms and conditions.
